About me

I trained as a statistician and spent eleven years in an office that built population tables. Nobody there ever explained a pension in one sentence, and I decided someone should. My essays run to a few thousand words, and every figure in them comes with its source and its definition.

I try to be calm and exact. I do not predict collapse and I do not promise rescue. Everything I write is general information about how systems are built, never advice about your own money, and I say so each time.