6 min read
Five plain reports I reread every autumn
Dry documents from statistics offices that explain more than any headline about reform.
Latest letters
14 min read
What the life expectancy figure is counting
Life expectancy at birth and at sixty-five are different numbers, and pensions depend on the second.
8 min read
On the bus to my mother’s town before Chuseok
A long ride, a seat full of shopping bags, and a look at old-age poverty.
5 min read
Two curves: saving at 25 and saving at 45
Two hand-drawn curves show how much of a pot comes from the first ten years.
11 min read
A replacement rate is not a promise
The percentage of earnings a pension replaces, and the four ways it gets measured.
4 min read
Reading a pension statement on the subway
The four lines that matter on a statement, and the three you can skip.
Free
Pension Notes
One long, plain essay on pensions every other Tuesday, with the sums shown and the sources named.